4650 BAY BOULEVARD UNIT 1048, PORT RICHEY, FL, 34668
Active1 days on marketListed Aug 17, 2026MLS #W7888639
About this home
4650 BAY BOULEVARD UNIT 1048
Don't miss this waterfront dream! Unit 1048 is in building 10, conveniently located by the phase 3 pool! Units in this building are about 20% larger than the other units in this phase. Located on the 4th floor this END UNIT has windows on three sides (most units only have front and back windows) so every room is drenched with natural light with windows that offer waterfront or water view from every room. Kitchen is light and bright with white cabinets, light counter tops, Stainless appliances, built in desk, laundry closet, and wood look vinyl flooring. The great room with windows along the South and West has nice carpet, breakfast bar, wet bar and French door access to the Master bedroom. The interior lanai doors have been removed adding to the open waterfront view and air conditioned sq footage. Master suite with carpet, ceiling fan, large walk in closet, en suite bath with his/her sinks, tub/shower and additional walk in shower. Guest bedroom is carpeted, built in shelving and a large closet. The guest bath has a tub/shower and vinyl flooring. AC 1999, hot water 2008. Hurricane shutters in Master bedroom, dining room and living room windowe. Plantation shutters in all windows. Under building assigned parking. Assigned storage locker.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,342
Sqft
0.02 ac
Lot size
1985
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,099 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,099/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+70.6%
$/sqft vs Port Richey actives
$201 vs $190
Days on market
1 vs 41 typical
Where $201/sqft sits among the 325 Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
175 of 325
Port Richey actives have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4650 BAY BOULEVARD UNIT 1048
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$250,000
4650 BAY BOULEVARD UNIT 1046 · same community
2 bd · 2 ba · 1,246 sqft · $201/sqft · 320 DOM
Sold · May ’26$125,000
4550 BAY BOULEVARD UNIT 1233 · same community
2 bd · 2 ba · 1,025 sqft · $122/sqft · 162 DOM
Sold · Jun ’26$140,000
4550 BAY BOULEVARD UNIT 1226 · same community
2 bd · 2 ba · 1,025 sqft · $137/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4650 BAY BOULEVARD UNIT 1048 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4650 BAY BOULEVARD UNIT 1048 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4650 BAY BOULEVARD UNIT 1048 FAQs
What would the monthly payment be for 4650 BAY BOULEVARD UNIT 1048?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,099/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4650 BAY BOULEVARD UNIT 1048?+
The most recent tax bill on record (2025) was $2,765. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Richey?+
At $269,900, this home is listed about 7% above the Port Richey median of $252,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$269,900 runs 13% above the PORT RICHEY 34668 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Port Richey market that averages 41 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of BEST OF THE GULF REALTY INC · LORI Smith, PA. MLS #W7888639.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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