Kemarie Johnson
$525,000$550,000$3,717 /mo all-in ↓

STATE ROAD 44, EUSTIS, FL, 32726

Active523 days on marketListed Feb 3, 2025MLS #L4950491

Reduced $25KWaterfrontFLORIDA HILL SUB

About this home

STATE ROAD 44

Incredible opportunity to build your dream home on private Lake Lappin! This 4.21 acre parcel is partially cleared, partially fenced and ready to build! Pulling up you'll notice the large buffer of mature trees that have been left at the front of the property to give you complete privacy. Walking to the back of the lot you will be swept away by the beautiful lake view your lot sits on. There is a significant amount of dirt brought in to begin building pad so the lot is just waiting on YOU! Electrical has been run under ground & power utility box is ready to be hooked up to your home. Conveniently located between Deland & Eustis with quick drives to near by shopping, restaurants and entertainment. Golfers will love the Redtail Golf Club, B Bear Golf Club, Eagle Dunes Golf Club, and Glenn Abbey Golf Club all within 8 to 11 miles from your dream home. Come out and view this large buildable lake front lot!

Facts & features

The home at a glance

4.21 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2024)$2,812/yr
CommunityLake

Utilities & systems

UtilitiesElectrical Nearby · Sewer Nearby · Underground Utilities · Water Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,717 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2024 actual bill$234
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$3,717/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$234
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Eustis

Map of STATE ROAD 44

Drive times from this address

Downtown Orlando49 min
Universal Orlando50 min
Orlando Int’l Airport (MCO)57 min
Walt Disney World62 min

Get to know Eustis. See the full Eustis guide →

EUSTIS 32726 — neighborhood snapshot

Population

23,885

Median age

40.6

Median income

$60,750

Median home value

$230,400

Avg household

2.38

Households w/ children

2,736

For the school run

Lake County School District

HighEustis High School★★★★★
MiddleEustis Middle School★★★★
ElementaryTriangle Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% above the EUSTIS 32726 median. See the full Eustis market guide →

Paper trail

This home's history

CurrentPrice reduced to $525,000 $25K
Feb 3, 2025Listed at $550,000 · 523 days on market since

Reality check

What actually sold near STATE ROAD 44

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1420 E LAKEVIEW AVENUESold · Dec ’25

$185,000

1420 E LAKEVIEW AVENUE

2 bd · 1 ba · 800 sqft · $231/sqft · 97 DOM

1501 HIGHLAND AVENUESold · Jul ’25

$210,000

1501 HIGHLAND AVENUE

2 bd · 1.5 ba · 1,007 sqft · $209/sqft · 5 DOM

2384 ORANGE CAPITAL COURTSold · Aug ’25

$295,000

2384 ORANGE CAPITAL COURT

3 bd · 2 ba · 1,432 sqft · $206/sqft · 112 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about STATE ROAD 44 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for STATE ROAD 44 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

STATE ROAD 44 FAQs

What would the monthly payment be for STATE ROAD 44?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,717/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on STATE ROAD 44?+

The most recent tax bill on record (2024) was $2,812. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Eustis?+

At $525,000, this home is listed about 37% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to STATE ROAD 44?+

Eustis High School (high), Eustis Middle School (middle), Triangle Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$525,000 runs 62% above the EUSTIS 32726 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

523 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $550,000, now $525,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Maricsa Reyes. MLS #L4950491.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Eustis homes, in your inbox

Like STATE ROAD 44 but not quite? A daily digest of every new listing in Eustis — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Kemarie to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 11, 2026 at 6:10 PM UTC. The listing information on this page last changed on July 11, 2026 at 6:10 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 11, 2026 at 6:10 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 11, 2026 at 6:10 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.